Access your rental income in advance.

Funding up to $50,000 of your rental income in advance today.

Fund property improvements today and pay later.

Invest in your property today

Flexibility you need to access your rental income.

Access 2 years of rental income

We fund up to 80% of your property's rental income to $50,000.

Pay Nothing Upfront

No credit check or upfront payment required. Only pay a monthly fee over the term you choose.

Quick Approval &
100% Online

All online with quick approval. We advance funds to you directly.

You choose payment term

Repay from rental income over 6, 12 or 24 monthly instalments.

Simple. Fast. Convenient.

An easy way for property investors to make property improvements now.

Use funds to:

  • Take care of property improvements or repairs immediately.
  • Approve property maintenance request from tenants fast.
  • Increase property value and rental yields today.
  • Improve tenant experience and increase longevity.
  • Speak to your accountant about claiming our fees as a tax deduction.

How it works?

A simpler way to access funds to spend on property maintenance and improvements.

Choose how much you need

You choose the amount you need by telling us some information about your rental property and yourself.

Approval & Funding

We will verify your information and once approved, we will fund directly into your bank account the next day.

Receive rent & Pay back

You continue to receive rent from your tenant via your property manager and we’ll direct debit a share of your rental income so you can pay back in equal monthly instalments.

Ready to start?

Contact us today and find out how we can provide you access to your future rent.

Frequently Asked Questions

Rello offers a quick and straightforward way for rental providers to fund property improvements and maintenance works today and pay for it later with future rental proceeds from the property.

It is not a loan. We will not affect your credit score.

We will pay you the Property Improvement Costs in exchange for you selling to Rello the right to receive Rent payable under current and future tenancy agreements.

There is less paperwork and we approve and fund our customers within 1-2 business days.

Any general or minor home improvement items such as:

  • Electrical and plumbing works
  • Painting, flooring and window furnishings
  • Gardening and landscaping
  • Appliance upgrades
  • Works pertaining to regulatory changes
  • Insurance, rates and strata fees.

Rello will generally fund a minimum of $2,000 and up to a maximum of $50,000 for the relevant property.

Rello charges a Service Fee of 1.25% per month of the total amount advanced for property improvements to give rental providers the convenience of paying for these services at a more agreeable time from a cashflow perspective.

We offer repayment terms of up to 24 months. You can select either 6 months, 12 months, 18 months or 24 months as your repayment term.

Rello makes a payment for the full amount required to you or your real estate agent. You or your real estate agent then pay the relevant invoices for the services you need.

Your Payment Schedule sets out when payments are due to be paid by you to Rello.  Monthly payments are deducted directly from the rental proceeds of the relevant property via direct debit from your account.

Where there is no rental income to draw upon, it is the landlord’s responsibility to make the instalment payment directly to Rello.

You will have access to an online portal which sets out your payment schedule including payments made and outstanding balance.

You can pay back at any time with no early repayment penalty fees.

We can pause your payments for up to 2 months. If for whatever reason you decide to withdraw your property from the rental market, any outstanding amount of Our Share of Rent will be due within 14 days of the date we issue you with a statement of account.

Getting on board with Rello is easy. Your real estate agent can assist you in completing the application or you can apply online at

We will need the following from you:

  • Your contact details
  • Your drivers licence or passport
  • Your rental property details
  • Your Property Manager’s details
  • A copy of the agency agreement and tenancy contract.

Rello will review your application and let you know when you’re good to go.

Yes, you can use it across any of your investment properties.

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    Do you have questions? Call us on 1300 815 923

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