Need to access your deposit early?

Don’t wait until settlement.

Apply Now

It’s your money and there’s no need to wait!

Why negotiate an early release with the buyer or conveyancer and be left disappointed?

+ Access up to $250,000

We’ll advance you from $25,000 up to 80% of the deposit you’re owed ahead of your property settling.

+ Up to 120 days

Bridging you for up to 120 days.

+ 24 hour approval and funding

We will fund you within 24 hours of completing our application, so you’ll be able to bridge the gap needed to secure your next property.

+ Pay back at settlement

When your existing property settles the total funds advanced to you are paid to Rello. It’s that simple!

+ One fee paid at settlement

No Interest costs or account set-up fees. We add our Service Fee to amount we advance to you now and you pay at settlement.

Apply Now

It was a fast turnaround – only took 3 hours until I had the funding, I needed to secure my next property. Timing is key and with Rello this was made a breeze!

Graham RQuick & Simple

A much simpler process than a home loan.

A different way to access finance when bridging the gap between selling and buying a property.

Need to access your money sooner?

If you’ve sold your property, found another, but can’t access funds while waiting for settlement.

Found a new property but need more for a deposit?

If you’re looking to expand your property portfolio and need some additional cash to add to your deposit.

It’s a much simpler process.

You have an unconditional exchanged contract, deposit paid and equity in your property? Apply online in under 5 minutes and we will get you an approval within 24 hours.

No repayments until settlement.

We don’t have monthly repayments. There is not establishment or set-up fee. We’ll work with your conveyancer to get paid at settlement just like you do.

How it works?

100% online | 24 hour approval | Funding you directly


You're a homeowner and you have an unconditional Contract of Sale.

Apply online and tell us some information about yourself and about the property you just sold or are selling.

Once we have validated and approved your application, we will directly deposit the funds into your bank account.

We charge a flat fee of 4% of the amount you want. If you need more time, its an additional 1% for every 30 days.

We'll set it up with your conveyancer to get paid from settlement just like you do.

Need to access your deposit early?

Apply online today.

Apply Now

Conveyancer or Mortgage Broker?

If you are a Conveyancer or a Mortgage Broker and would like to become a referral partner so we can help your customers, click on the link below.


Who can apply?

  • You must be over the age of 18
  • You must be an Australian Citizen or permanent resident
  • Have a valid ID and contact details (address, mobile and email)
  • You’ve exchanged contracts on a residential property in Australia
  • Your name is on the title
  • You have a confirmed settlement date

How do I access the funds?

We will deposit the approved amount into your nominated bank account once you, have met our credit requirements.

How do I pay back Rello?

When your property settles (on the settlement date) Rello will be paid the advance amount of the deposit plus our fees.

How will I know when my payment is due?

The Agreement sets out the payment date for you which is the settlement date when the funds held in the deposit are due to be released. Rello will also send an email reminder to you prior to the settlement date reconfirming when the funds are due to be paid.

What happens if the sale doesn’t proceed?

If for whatever reason the property sale doesn’t proceed, you are responsible for returning the funds.

What If you need more time?

Our costs are 1% for every additional 30 days up to a total of 120 days.