Don’t wait until settlement if you’re set on it!

Remove stress from the buying process and access your deposit early.

It’s your money and there’s no need to wait.

+ Access your deposit early

Access your deposit before settlement occurs with Rello’s Deposit Advance. We’ll advance up to 80% of the deposit you’re owed ahead of your property settling, for up to 60 days less our small fee.

+ Receive funds with confidence

Within 24 hours of completing our online application, you’ll be able to bridge the funding gap needed to secure that perfect property.

+ Return funds at settlement

When your existing property settles the total funds advanced to you are paid to Rello. It’s that simple!

Lock down a property with certainty and speed.

Need a quick solution to access your money?

If you’ve sold your property, found another, but can’t access funds while waiting for settlement.

Eyeing off an investment, and need to move quickly?

If you’re looking to expand your property portfolio, you’ll be able to do so with ease.

Want a change of scenery and ready to go?

Go for that sea change you’ve been dreaming of and get it sorted in a matter of days.

Found that perfect place after you have sold?

Don’t wait, prioritise finding the right place and access your deposit early with Rello.

How does it work?

100% online

Rello allows you to securely apply, complete, and fulfill online, so less time is wasted, allowing you to access your funds faster.  


Pay Rello back once you settle

Upon settlement, you simply pay back the funds Rello has advanced to you, plus our service fee.  


Accessible to homeowners once you have an unconditional Contract of Sale.

Funds are advanced for up to 60 days and paid back at the time of settlement.

We will advance the property owner a minimum of $25,000 and up to a maximum of $250,000 direct to your bank account.

We charge a flat fee of $1,000 or 4% (whichever is greater) of the advanced funds to the property owner.

Want to access your deposit early?

Simply fill in our online application form today.

Apply Now


Who can apply?

  • You must be over the age of 18
  • You must be an Australian Citizen or permanent resident
  • Have a valid ID and contact details (address, mobile and email)
  • You’ve exchanged contracts on a residential property in Australia
  • Your name is on the title
  • You have a confirmed settlement date

How is my advance paid?

Rello will make a payment of your advance to your nominated bank account once you, the property owner, have met our credit requirements. Rello will make the payment to you within 24 hours of processing the application.

How does repayment to Rello work?

The Agreement sets out when and how the advance of funds, including our fees is to be repaid to us. When your property settles (on the settlement date) Rello will be repaid the advance of the deposit plus our fees.

How will I know when my payment is due?

The Agreement sets out the payment date for you which is the settlement date when the funds held in the deposit are due to be released. Rello will also send an email reminder to you prior to the settlement date reconfirming when the funds are due to be paid.

What happens if the sale doesn’t proceed?

If for whatever reason the property sale doesn’t proceed, you are responsible for returning the funds.

What If you need more time?

Our costs are 1% for every additional 30 days up to a total of 120 days.